Ujjivan Small Finance Bank Limited. Q4 results show revenue rise from 1220.54 to 1363.89 crores, an 11.74% increase in growth. EPS also rise from Rs. 1.50 to Rs. 1.53, up by 2%.
First, Let’s Begin with Quarter-on-Quarter Basis:
Ujjivan Small Finance Bank shared its Q4 results on Monday. They earned 1363.89 crores in revenue this quarter, but that’s more than the 1220.54 crores they made last quarter. The bank’s growth increased by 11.74 percent when comparing the two quarters.
In terms of profits, Ujjivan Small Finance Bank’s PAT (Profit After Tax) for this quarter was 309.50 crores, up from 293.19 crores in the previous quarter. Their quarter-to-quarter growth inclined by 5.56 percent.
The Bank’s EPS (Earnings Per Share) this quarter is 1.53, which is an increase of 2% from 1.50 EPS in the previous quarter.
In addition, Bank’s net NPA (Non-Performing Assets) increased to 0.04% this quarter from 0.05% in the previous quarter, resulting in a 100 basis point increase in the bank’s net NPA.
Also read: ☞ ” Aditya Birla Capital Q4FY23 Results: Consolidated PAT Up at Rs 608.65 Cr “
Now, Let’s Analyze the Results on a Year-over-Year Basis:
The bank made a total revenue of 4754.19 crores this year (2023), which is 49.85 percent higher than last year’s total revenue of 3172.69 crores.
This Year’s PAT (Profit After Tax) is 1099.92 crores, which is also 165.31% higher than last year’s PAT of -414.58 crores.
The EPS (Earnings Per Share) for this year is Rs. 5.88, which is 145% more than the EPS of Rs. -2.40 earned last year.
The Bank’s total deposit base grew to Rs. 25,537.68 crores as of March 31, 2023. The CASA deposit, which is the cheapest source of funds, increased by 00% year-on-year.
Bank’s gross NPA (Non-Performing Assets) dropped/rises to 2.88% this year from 3.64% in the previous year, resulting in a decrease of 100 basis points in the bank’s gross NPA.
In addition, the bank’s net NPA (Non-Performing Assets) decreased/increased to 0.04% this year from 0.05% in the previous year, resulting in a 100 basis point decrease in the bank’s net NPA.
The CAR (capital adequacy ratio) of the bank decreased to 25.81 percent this year from 26.02 percent in the previous year.
The ROA (return on assets) of the bank decreased to 0.97 percent in this quarter from 1.04 percent in the previous year.
The bank earns the most revenue from its Interest Advances and Income on Investments segments, which are its two major revenue sources.
Ujjivan Small Finance Bank Share Dividend Announcement / Record Date:
The Board of Directors has declared a Final Dividend of ₹0.75 per Equity Share of Face Value of ₹0.5 for each (150% of Face Value). Total Dividend for FY23 stood at ₹00 (Zero) per Equity Share.
| Dividend | Record Date |
| ₹0.75 per Equity Share | Coming Soon |
The record date for the dividend has not arrived yet.
About Ujjivan Small Finance Bank:
Based in Bangalore, Ujjivan Small Finance Bank Ltd is an Indian small finance bank that began its operations on February 1, 2017. The bank is 80 percent owned by Ujjivan Financial Services.
Download Full PDF Q4 Results of Ujjivan Small Finance Bank: Click Here
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